Like every other trendy technology, it can be quite challenging to get your head around blockchain and how it applies in the mortgage space. That’s especially true if you’re not tech-savvy or you’ve conditioned yourself to the conventional centralized system for most of your time. But now that we’re in a new age, it’s imperative to understand...

We’ve often heard blockchain will change every aspect of our lives—and it’s honestly not far from the truth—especially if we view it from a transactional or processing perspective. This transformation is particularly taking an exponential curve in commercial real estate, which has, for the longest time, been considered a “pen and paper” industry.

Over the past few years, blockchain technology has extensively scaled from just implementing digital payments like cryptocurrency to becoming a boardroom agenda for most real estate entities. And that's particularly in the mortgage domain—where it's now a question of WHEN and not IF public blockchain will transform securitization and secondary mortgage markets...

Blockchain was first conceptualized in 1991 by Stuart Haber and Scott Stornetta. But for about two decades down the line, there was no significant growth until Satoshi Nakamoto brought in the idea of decentralization with cryptocurrencies featuring Bitcoin. Since then, Blockchain has achieved and continues to promise so much more than any other...

The hype we have previously experienced about blockchain and cryptocurrency is dramatically becoming a reality, thanks to this actionable invention of the twenty-first century—smart contracts. After the devastating mortgage meltdown during the 2008's financial crisis, there had to be a way to safeguard mortgage lenders and borrowers from losses...

Since the inception of Cryptocurrency—Bitcoin, in 2009, the crypto market has experienced tremendous growth and innovation, thanks to the proliferation in investment. However, there are still notable concerns with first-generation cryptos that make investors skeptical. That’s because of their unpredictability, volatility, and cybersecurity issues.